▸ Fractional CFO Services

Grow With a CFO. Without the Salary.

Posio gives small and founder-led businesses CFO-level finance on a recurring cadence — cash-flow forecasting, budgets, margin analysis, and the reporting leadership actually runs the business on. Led by Dwayne Redmon, 30+ years of CFO-level finance, including VP of Finance for the Golden State Warriors and Atlanta Hawks.

ProblemWhy owners call a CFO

Is Your Business Run on Numbers or Instinct?

Most small businesses do not have a finance problem. They have a visibility problem. These are the signals we hear before an engagement starts:

  • Cash is managed from the bank balance
  • Monthly financials arrive late — or not at all
  • No forecast beyond the next few weeks
  • Pricing set by habit, not margin
  • Hiring decisions made without a model
  • Profitable on paper, tight on cash
  • Lenders and investors ask for reporting you do not have
  • No one owns the numbers between the bookkeeper and the owner
ScopeWhat a Posio CFO owns

What Fractional CFO Services Include

Nine responsibilities, delivered on a fixed cadence so the numbers are ready before the decision is.

/ 01

Cash-Flow Forecasting

A rolling 13-week and annual view of cash in, cash out, and the gaps before they hit.

/ 02

Budgeting & Rolling Forecast

An annual budget that gets updated against reality every month instead of filed away.

/ 03

Margin & Pricing Analysis

Profitability by service, job, location, and customer — so pricing is a decision, not a habit.

/ 04

KPI & Financial Dashboards

The handful of numbers leadership should see weekly, in one place, tied to the general ledger.

/ 05

Scenario & Hiring Models

What a new hire, new location, or price change does to cash and margin before you commit.

/ 06

Monthly Close Oversight

Clean, timely financials — with the bookkeeping team held to a close calendar.

/ 07

Internal Controls & Audit Support

Approval limits, segregation of duties, contract review, and audit-ready documentation.

/ 08

Lender & Investor Reporting

Reporting packages banks, boards, family offices, and VC sponsors expect to receive.

/ 09

Executive Decision Cadence

A standing review where the numbers turn into decisions about hiring, spend, and price.

ProcessFirst 90 days

From Bank Balance to Forward View

01

Financial Assessment

02

Clean Up the Books

03

Build the Cash Model

04

Set Budget & KPIs

05

Stand Up Dashboards

06

Monthly Review Cadence

07

Plan Forward

FitWho this is for

Is a Fractional CFO the Right Fit?

/ FIT

$1M–$50M in Revenue

Big enough that finance decisions carry real risk, not big enough to justify a full-time CFO.

/ FIT

Multi-Location or Franchise

Performance and cash need to be compared across locations from one consistent model.

/ FIT

Backed by a Family Office or VC

Sponsor-grade reporting and controls without hiring an executive at each portfolio company.

/ FIT

Preparing to Scale or Sell

Clean books, defensible margins, and a forecast a buyer or lender will actually trust.

QuestionsCommon answers

Fractional CFO Questions

/ Q

What is a fractional CFO?

An experienced CFO working with your business part-time. You get forecasting, budgeting, margin analysis, and board-level reporting on a recurring cadence — without a full-time executive salary.

/ Q

What does it cost?

Engagements are priced on scope and cadence, and typically cost a fraction of a full-time CFO salary plus benefits. We scope it after a short assessment so the fee matches the work.

/ Q

When do I need one?

When cash is managed from the bank balance, financials are late, hiring and pricing are decided on instinct, or a lender, board, or investor is asking for reporting you do not have.

/ Q

How is this different from my bookkeeper?

A bookkeeper records what happened and an accountant files it. A CFO uses those numbers to plan forward. Posio can run both — bookkeeping and payroll under the same roof.

AlsoGrow with a CFO

Finance Protects It. Sales Creates It.

Posio is two partners in one engagement. Dwayne Redmon brings 30+ years of CFO-level finance. Robert Posten brings 25+ years in sales, business development, and revenue operations. That is why the CFO work connects to the revenue work — from lead to cash, and from cash to scale.

Stop Running the Business on the Bank Balance

Start with the assessment. We will show you where cash, margin, and reporting are costing you decisions — and what a CFO would fix first.